Choose MultiCare

Don’t lose access to the MultiCare providers and services you’ve come to count on

It’s open enrollment time. Do you know if your health coverage for 2021 includes MultiCare?

Before submitting your open enrollment forms, take the time to review the list of insurance plans MultiCare accepts — and make sure you carefully read the details of your plan coverage. 

Covered this year does not mean covered next year

Whether you’re looking to make a change to your current health insurance coverage, or are happy with the plan you have, take the time to review your coverage choices.

Why? Health insurance companies refine their plan benefits every year. A provider or service they covered this year may not be covered by the same plan in 2021.

Examples of details to look for:

• Your provider is covered, but is your facility? There may be cases where the doctor you want to see accepts your preferred insurance plan, but the facility you will be going to for care does not. 
• Are hospital-based charges covered? Clinics and other services like lab, imaging and pharmacy that are located on a hospital campus may be classified as hospital-based clinics. Patients may incur additional out-of-pocket expenses at a hospital-based clinic, because a clinical service at a hospital-based clinic may be billed as an outpatient hospital service — in addition to the bill for the professional service (ie, the bill from your doctor). Some insurers no longer pay for these hospital-based charges.

These and other similar considerations are particularly important if you or a covered family member receive regular care for a chronic medical condition or long-term illness like cancer.

Learn more about why MultiCare is the right choice for you and your family.